Rate as low as 3.875% and also available for owner financing! This stunning home blends classic charm with thoughtful modern upgrades. Impressive volume ceilings, hand-selected materials, and a sleek fireplace bring warmth and style to the main living area. Recent improvements include a new roof, high-efficiency furnace with A/C, wide-plank hardwoods, and refreshed landscaping with a French drain. The chef’s kitchen features Miele appliances, Luxe cabinetry, Carrara marble, and an oversized island. Two main-floor bedrooms and full bath; upper level offers a serene primary suite and home office. Ideal location near top-rated schools, parks, waterfront, and future BRT.