Bring your offers—motivated seller! Rare Gem in Phinney Ridge! This home offers versatility charm & sweeping Seattle views. The bright main level ft. an inviting living/dining area, full kitchen, 2BR, a full BA & dedicated workspace. Upstairs, a spacious loft & add'l BR provide a private retreat w/stunning cityscapes. The finished lower level w/its own entrance serves as a perfect MIL suite, complete w/2BR, full BA, laundry & cozy living space. Enjoy a fully fenced backyard, off-street parking & an unbeatable location near UW, Fremont & Wallingford. Plus 1,400SF vacant commercial parcel offers secure parking or development potential. Whether you're seeking multi-generational living or income opportunities, this property is a true standout!