Take a look at this opportunity to own a home at a fantastic bargain. The property just needs your finishing touches to make it shine. There may be a possibility to convert the basement into an Accessory Dwelling Unit with separate entry. Construction financing available or seller can credit cost to renovate. Preferred lender will cover a total interest rate reduction of 1% for the first year at no cost to the buyer. Seller is willing to negotiate a credit towards a total interest rate reduction of 2% for the first year in which case lender will cover a total interest rate reduction of 1% for the second year at no cost to the buyer. Lender will waive lender fees for future refinance to lower rate until 12/31/2025.