Duplex features 2 units with 1 bedroom and 1 bathroom each. Current long-term tenants are on month-to-month lease. One unit is freshly renovated unit the other unit has not been updated giving opportunity to renovate and increase rent in the future. Seller can credit cost to renovate. Preferred lender will cover a total interest rate reduction of 1% for the first year at no cost to the buyer. Seller is willing to negotiate a credit towards a total interest rate reduction of 2% for the first year in which case lender will cover a total interest rate reduction of 1% for the second year at no cost to the buyer. Lender will waive lender fees for future refinance to lower rate until 12/31/2025.