Seller to credit buyer $5,000 at closing! This property is a treasure for both investors and homeowners! The versatile layout offers endless possibilities, with a fully updated kitchen featuring granite countertops and top-quality appliances. The main floor blends classic charm with modern updates, refinished hardwood floors, a cozy fireplace, & renovated bathroom. Lower level adds significant value with separate living space that includes two bedrooms, kitchen, and bathroom, all accessible through a private entrance from the backyard. Separate electrical panels, hot water heaters, & washer/dryer hookups ideal for multi-generational living & rental income potential. Off street parking and a dedicated easement.